Advantages of Credit Cards

Advantages of Credit Cards Credit cards have affected people's lives in the 21st century. Many people use credit cards as an identification tool. In my opinion, credit cards have many benefits if they are used wisely. Credit cards offer a safe alternative to cash, and an opportunity to develop a good credit rating. They also provide the consumer with more time to pay for his/her purchaser.Credit cards are a safe alternative to carrying cash. When you have your card in your wallet, you don't have to carry cash that can be lost or stolen. If your credit card is lost or stolen, you can report the missing card to the card company. The company will then stop accepting any charges on your card, and you won't be charged for purchases made by someone else. For example, when I travel to different countries I don't have to worry about carrying cash with me. Just a couple of credit cards can cover all my expenses during my stay.English: First 4 digits of a credit cardIn addition to that, carrying a credit card is safer t han carrying money. People can steal money and use it, but if they steal a credit card, you can easily close your account with one call.In addition to its safety, credit cards can build a credit history. If you use your card responsibly, you can begin to build a good credit rating for yourself. Later in life, when you need a loan, a lender will want proof that you pay your debts. A good credit card history will help you get your loan. A poor credit history will work against you. For example, my brother has a dozen credit cards because he wants to build a good credit history for himself. He always encourages me to do the same thing. He believes a good credit rating...

How to Format Papers in MLA and APA

How to Format Papers in MLA and APA MLA and APA Essay Formatting Tips Writing services are growing in popularity among both students and authors seeking for a job. Becoming a professional essay writer looks impossible without knowing how to organize and format texts in all major academic styles. Knowing how to write a good essay is not enough to get scholarship as well as well-aid writing job. You are supposed to be an expert when it comes to formatting papers in APA, MLA, Chicago or any other style. Benefit from our simple guide on how to organize papers in MLA and APA. MLA formatting tips We should start with the core structural elements. Introduction is the first paragraph in your paper followed by the thesis statement. It should contain the following: Transition and the topic sentence; Arguments, proofs and evidence; A hook or a sentence that will wrap up the topic. Once you are done with the main paragraphs and conclusion, you need to handle the reference page featuring works cited. Use Times of Roman font type. The size is generally 12pt. Italic fonts are used to add some contrast where necessary. Start each new paragraph with eh 0.5-inch indents, while the text itself should have one-inch margins with double-spacing. Make sure each page of your essay has a header containing your name and the number that refers to the page. Do not create a separate title page when it comes to MLA style, unless it is indicated in the requirements to the assignment. Ensure a proper first page format with indicated author and instructor’s names in addition to date and title in the center of the page. The in-text citation should include the source name and the number of page. Do not put commas between them. APA formatting tips The core structural elements of the APA style include: A Title Page; An Essay Abstract; Body Paragraphs; A Reference List. You should place the abstract before the introduction paragraph. Place it on a separate page centralized and typed in Times New Romans 12pt. Make sure the abstract does not exceed 200 words with double-spacing. The intro comes as a brief summary of the major work where you need to highlight the key points of the essay. It should also cover the key aspects and claim disputes. The conclusion is not just a summary of the paper. It is supposed to encourage readers for further exploration and examination of the areas related to the topic. Include each and every source you cite in the reference list. The text size is generally 12pt. Italic fonts are used to add some contrast where necessary. Start each new paragraph with eh 0.5-inch indents, while the text itself should have one-inch margins with double-spacing. Do not create a separate title page when it comes to MLA style, unless it is indicated in the requirements to the assignment. Indicate the running head of the essay on the first page in addition to a full student’s name. Formatting in-text citations is a bit more complicated if compared with MLA. Here you need ti indicate the name of the author in addition to date of publication, page number. Commas should divide each point.